Personal Checking Account Comparison
|
Student |
Traditional |
Advantage |
***Reward |
Primetime |
NOW |
| Checking Basics |
(16-24)** |
|
|
|
55+ |
|
| Minimum Deposit |
$100 |
$100 |
$100 |
$100 |
$100 |
$100 |
| Minimum Daily Balance |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
| Minimum Daily Balance to Avoid S/C |
|
$100 |
|
$100 |
$800 |
$1,000 |
| Fee if Fall Below Balance |
|
$5 |
|
$8 |
$8 |
$8 |
| Monthly Service Fee |
|
|
$5 |
|
|
|
| Int Bearing acct |
|
|
|
√ |
√ |
√ |
| First order of Standard Checks Free |
|
√ |
√ |
|
√ |
|
| Free Standard Checks |
|
|
|
|
√ |
|
| Unlimited Check Writing |
√ |
√ |
√ |
√ |
√ |
√ |
| *Overdraft Privilege |
√ |
√ |
√ |
√ |
√ |
√ |
| No ATM fees at MoneyPass Locations |
√ |
√ |
√ |
√ |
√ |
√ |
| ***ATM Fees Refunded |
|
|
|
√ |
|
|
| Financial Advantages |
|
|
|
|
|
|
| Free Official Checks |
|
|
√ |
|
√ |
|
| Free Travelers Checks |
|
|
√ |
|
√ |
|
| Accidental Death |
|
|
√ |
|
√ |
|
| Rebate Rewards |
|
|
√ |
|
|
|
| Security and Convenience |
|
|
|
|
|
|
| FREE E-Statements Available |
√ |
√ |
√ |
√ |
√ |
√ |
| FREE Internet Banking |
√ |
√ |
√ |
√ |
√ |
√ |
| FREE Bill Pay |
|
|
|
√ |
|
|
| Bill pay free 6 mths/ $5 monthly fee |
√ |
√ |
√ |
|
√ |
√ |
| ****Visa Debit Card |
√ |
√ |
√ |
√ |
√ |
√ |
| ATM Card |
√ |
√ |
√ |
√ |
√ |
√ |
| * $300-$500 in coverage available based upon qualifications |
**see qualifications for Student Checking |
|
| ***see qualifications for Reward Checking |
|
****with approval |
|
|
Checking Account FAQs
Debit Card FAQs |