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Privacy Policy

      

FACTS 

WHAT DOES FARMERS BANK AND TRUST COMPANY DO WITH YOUR  PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice
carefully to understand what we do.

What?  

The types of personal information we collect and share depend on the product or service
you have with us. This information can include: 

    - Social Security number and account balances 
    -  income and checking account information 
    - transaction history and employment information

 

When you are no longer our customer, we continue to share your information as described in this notice.

How?   

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reason financial companies can share their customers' personal information; the reason Farmers Bank and Trust Company chooses to share; and whether you can limit this sharing.

  Reasons we can share your personal 
  information   

     Does Farmers Bank and Trust 
Company share?  

    Can you limit this    
 sharing?
   

  For our everyday business purposes-
  such as to process your transactions,
  maintain your account(s), respond to court
  orders and legal investigations, or report
  to credit bureaus              

 Yes

No 

  For our marketing purposes-
  to offer our products and services to you

 No

We don't share

  For joint marketing with other
  financial companies

 No

We don't share

  For our affiliates' everyday business
  purposes-
  information about your transactions and
  experiences

 No 

We don't share

  For our affiliates' everyday business
  purposes-
  information about your creditworthiness

 No

We don't share

  For our affiliates to market to you

 No

We don't share

  For nonaffiliates to market to you

 No

We don't share

  Questions?                    

 Call 870-763-8101 or go to www.farmersbankbly.com                                                               


  What we do                                                                                                                                                                                   

  How does Farmers Bank
  and Trust protect my  
  personal information?          
                                            

To protect your personal information from unauthorized access and use, we
use security measure that comply with federal law. These measures include
computer safeguards and secured files and buildings.

  How does Farmers Bank
  and Trust collect my 
  personal information?




We collect your personal information, for example, when you 

    - apply for financing or make a wire transfer 
    - make deposits or withdrawals from your account or open an account 
    - provide employment information

We also collect your personal information from others, such as credit
bureaus, affiliates, or other companies.

  Why can't I limit
  all sharing?






Federal law gives you the right to limit only

    - sharing for affiliates' everyday business purposes 
    - information about your creditworthiness 
    - affiliates from using your information to market to you 
    - sharing for nonaffiliates to market to you 

State laws and individual companies may give you additional rights to limit sharing.

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