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Personal Finances

Platinum Account


  • $100 Minimum Deposit to Open Account
  • $6.00 or pay no service charge if you maintain a minimum daily balance over $800
  • Unlimited Check Writing
  • Overdraft Privilege - you could be eligible for $500 Overdraft Privilege after 60 days. Limit one per household.
  • Bill Pay - Bill Payment Service at no cost for six months, then pay only $6.00 a month.
  • Internet Banking
  • E-Statement
  • ATM / Debit Card


$25,000 Accidental Death & Dismemberment Insurance and $100,000 Common Carrier Insurance

Coverage is provided immediately at no additional charge. If joint account, total coverage splits evenly among all authorized signers as indicated on the account opening signature card. The purchase of Accidental Death and Dismemberment Insurance is not a deposit of the bank, not FDIC Insured, not insured by any federal government agency and is not guaranteed by the bank and may go down in value.

Additional Benefits:

  • Coma Benefit
  • Bereavement and Trauma Counseling Benefit
  • Emergency Medical Expense Guarantee Benefit
  • Emergency Medical Evacuation
  • Rehabilitation Benefit
  • Repatriation of Remains Benefit
  • Seatbelt and Airbag Benefit
  • Travel Assistance Services

Identity Theft 911TM - Lifestages

If you become a victim of identity theft, call the toll free number, and you will be assigned to a highly qualified fraud specialist who is your single source to help you resolve your problem from start to finish. You save time, avoid frustration and get your problem corrected with the unlimited, one-on-one help of an expert. Call the toll free number and provide member ID number. Don’t wait, call Identity Theft 911 for advice before you become a victim and go to the member benefit website for valuable news and resources, helping you learn how to stand up against identity theft.

Cellular Telephone Protection

This service will reimburse the enrolled accountholder for the damage to or theft of eligible Cellular Wireless Telephones up to $250.00 per claim. Coverage is subject to a fifty-dollar ($50.00) co-payment per claim and a maximum of two (2) claims per twelve (12) month period. The maximum benefit limit is $250.00 per claim and $500.00 per twelve (12) month period. The cell phone bill must be paid out of your Platinum Account. Other details are in the description of coverage.

Living Family Journal

Create peace of mind from the convenience of your personal computer. Organize, record, and document personal, medical and financial information with your Living Family Journal. Ask for details.


Prescription Drug Discounts

THIS IS NOT INSURANCE - With your Prescription Drug Discounts, you and your family will receive discounts on many of our prescriptions through local participating pharmacies and major chains.


The Platinum Account offers a variety of shopping, travel and attraction discounts to include an online buying service, prescription drug discount card, grocery coupons, hotel/motel discounts, car rental discounts and much more. Your fulfillment material contains complete details on how to access these money saving benefits.

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