Can I use my debit card like a credit card and pay a little each month?

No. You do not receive a bill and do not have the ability to pay over a period of time. The funds MUST be in your account to make a purchase using your Farmers Bank Debit Card. Please note that a Farmers Bank Visa® Debit Card should not be used to “balance” your checkbook or used to find out when you have a zero balance. If you choose to opt-in, you can access your overdraft protection by using your Debit Card at an ATM or merchant.