What is a debit card? Is it a credit card?

Debit cards look just like credit cards, but are different in a handful of important ways. The main difference is that a debit card is linked directly to your checking account instead of a line of credit. Many people find this important distinction a benefit since it helps you budget and avoid overspending. Farmers Bank offers debit cards that can be used at ATMs and millions of locations worldwide that accept Visa® Debit.