NOW Checking Account


Interest-Bearing Checking

Let your checking account work for you—earn interest with our NOW checking account. Enjoy all of Farmers Bank’s online and mobile banking options as well as unlimited check writing. It’s just $100 to open, and you’ll avoid an $8 monthly service charge if you keep a minimum daily balance of $1,000.

 person adding coin to plastic piggy bank



NOW Checking Account At a Glance


NOW Account
Minimum Deposit $100
Minimum Daily Balance $0
Minimum Daily Balance to Avoid Service Charge $1,000
Fee if Falls Below Minimum Balance $8
Monthly Service Fee No
Interest-Bearing account Yes
Unlimited Check Writing Yes
Overdraft Privilege* Yes
ATM Fees Refunded No
Cellular Phone Insurance No
Accidental Death No
Shopping Rewards No
Free Official and Travelers Checks No
FREE E-Statements Available Yes
FREE Internet Banking Yes
Mobiliti, Text and Mobile Deposit Yes
Bill pay free 6 months / $6 monthly fee Yes
Visa Debit Card** Yes

* $500 in coverage based upon qualifications

Let’s Get Started

If you’re interested in opening this type of account, reach out to your nearest full-service branch location. We’ll be happy to help you take the next step!