Student Checking

Username:
Password:

Username:
Password:

Special Student Options

If you are a student ages 16 to 24, this account is for you. Our Student Checking account comes with no minimum balance requirements and no monthly service fee.

student standing in hallway while holding book

Account Features

Features
- No monthly service fee while a student, for up to 6 years
- Free Online Banking
- Free Instant Issue Debit Card
- Free Bill Pay for 6 months (after that just $6 per month)
- 24-Hour access to your Farmers Bank & Trust accounts online
Qualifications and Parent Features
Parents can help students out with money more easily than ever. Funds can be transferred on a recurring basis directly from one Farmers Bank & Trust account to another, free of charge.
1. Student must be 16-24 years of age to open a Student Checking Account. May be required to validate student status. Account will be changed to an Everyday Checking Account when the customer turns 25 years of age.

Student Checking At a Glance

Student Checking
Minimum Deposit	$25
Minimum Daily Balance	$0
Minimum Daily Balance to Avoid Service Charge	No
Fee if Falls Below Minimum Balance	No
Monthly Service Fee	No
Interest Bearing account	No
Unlimited Check Writing	Yes
Overdraft Privilege*	Yes
ATM Fees Refunded	No
Cellular Phone Insurance	No
Accidental Death	No
Shopping Rewards	No
Free Official and Travelers Checks	No
FREE E-Statements Available	Yes
FREE Internet Banking	Yes
Mobiliti, Text and Mobile Deposit	Yes
Bill pay free 6 months / $6 monthly fee	Yes
Visa Debit Card**	Yes

* $500 in coverage available based on qualifications

Let’s Get Started

If you’re interested in opening this type of account, reach out to your nearest full-service branch location. We’ll be happy to help you take the next step!