Special Student Options
If you are a student ages 16 to 24, this account is for you. Our Student Checking account comes with no minimum balance requirements and no monthly service fee.
Account Features
- No monthly service fee while a student, for up to 6 years
- Free Online Banking
- Free Instant Issue Debit Card
- Free Bill Pay for 6 months (after that just $6 per month)
- 24-Hour access to your Farmers Bank & Trust accounts online
- Access to over 4,000 ATMs with no surcharge fees at any Money Pass location
Parents can help students out with money more easily than ever. Funds can be transferred on a recurring basis directly from one Farmers Bank & Trust account to another, free of charge.
- Student must be 16-24 years of age to open a Student Checking Account. May be required to validate student status. Account will be changed to an eChoice Checking Account when the customer turns 25 years of age.
- Debit Card may be subject to credit approval.
Student Checking At a Glance
| Minimum Deposit | $100 |
| Minimum Daily Balance | $0 |
| Minimum Daily Balance to Avoid Service Charge | No |
| Fee if Falls Below Minimum Balance | No |
| Monthly Service Fee | No |
| Interest Bearing account | No |
| Unlimited Check Writing | Yes |
| Overdraft Privilege* | Yes |
| No ATM fees at MoneyPass Locations | Yes |
| ATM Fees Refunded | No |
| Cellular Phone Insurance | No |
| Accidental Death | No |
| Shopping Rewards | No |
| Free Official and Travelers Checks | No |
| FREE E-Statements Available | Yes |
| FREE Internet Banking | Yes |
| Mobiliti, Text and Mobile Deposit | Yes |
| Bill pay free 6 months / $6 monthly fee | Yes |
| Visa Debit Card** | Yes |
* $500 in coverage available based on qualifications
** Limit one per customer
Let’s Get Started
If you’re interested in opening this type of account, reach out to your nearest full-service branch location. We’ll be happy to help you take the next step!