Student Checking

Special Student Options

If you are a student ages 16 to 24, this account is for you. Our Student Checking account comes with no minimum balance requirements and no monthly service fee.

Student with books

Account Features

  • No monthly service fee while a student, for up to 6 years
  • Free Online Banking
  • Free Instant Issue Debit Card
  • Free Bill Pay for 6 months (after that just $6 per month)
  • 24-Hour access to your Farmers Bank & Trust accounts online
  • Access to over 4,000 ATMs with no surcharge fees at any Money Pass location

Parents can help students out with money more easily than ever. Funds can be transferred on a recurring basis directly from one Farmers Bank & Trust account to another, free of charge.

  1. Student must be 16-24 years of age to open a Student Checking Account. May be required to validate student status. Account will be changed to an eChoice Checking Account when the customer turns 25 years of age.
  2. Debit Card may be subject to credit approval.

Student Checking At a Glance

* $500 in coverage available based on qualifications
** Limit one per customer

Let’s Get Started

If you’re interested in opening this type of account, reach out to your nearest full-service branch location. We’ll be happy to help you take the next step!