Special Student Options
If you are a student ages 16 to 24, this account is for you. Our Student Checking account comes with no minimum balance requirements and no monthly service fee.
- No monthly service fee while a student, for up to 6 years
- Free Online Banking
- Free Instant Issue Debit Card
- Free Bill Pay for 6 months (after that just $6 per month)
- 24-Hour access to your Farmers Bank & Trust accounts online
- Access to over 4,000 ATMs with no surcharge fees at any Money Pass location
Parents can help students out with money more easily than ever. Funds can be transferred on a recurring basis directly from one Farmers Bank & Trust account to another, free of charge.
- Student must be 16-24 years of age to open a Student Checking Account. May be required to validate student status. Account will be changed to an eChoice Checking Account when the customer turns 25 years of age.
- Debit Card may be subject to credit approval.
Student Checking At a Glance
|Minimum Daily Balance||$0|
|Minimum Daily Balance to Avoid Service Charge||No|
|Fee if Falls Below Minimum Balance||No|
|Monthly Service Fee||No|
|Interest Bearing account||No|
|Unlimited Check Writing||Yes|
|No ATM fees at MoneyPass Locations||Yes|
|ATM Fees Refunded||No|
|Cellular Phone Insurance||No|
|Free Official and Travelers Checks||No|
|FREE E-Statements Available||Yes|
|FREE Internet Banking||Yes|
|Mobiliti, Text and Mobile Deposit||Yes|
|Bill pay free 6 months / $6 monthly fee||Yes|
|Visa Debit Card**||Yes|
* $500 in coverage available based on qualifications
** Limit one per customer