Reward Saver

Rewards Summary

• 2.00% APY* on balances up to $25,000, 0.25% on balances over $25,000 and 0.01% APY* if qualifications are not met on Reward Checking.

  (* See qualifications statement in section below.)

• Linked to Reward Checking with automatic transfer of rewards.
• No monthly service fee.
• No minimum balance requirement.
• Free e-statements.
• Free online banking.
• Free mobile banking.
• 6 debit transactions per statement cycle.
• $100 minimum deposit to open.

Qualifying for Rewards

Rates may change at the bank's discretion at any time or if changes are made in your financial relationship with the institution as shown below.  This account has special criteria that must be met in order to receive a higher rate of interest on each tier.  By default, you will receive your bank statement electronically, we will send you an email e-statement notification and you can access your statement through online banking.  If you choose to have a paper statement mailed to you, a fee of $4.00 per statement cycle will be charged.

If the following qualifications are met on your Reward Checking, this account will receive up to 2.00% APY, on balances up to $25,000.00 and 0.25% APY on balances greater than $25,000.00.

1. You must have at least one direct deposit or recurring ACH credit or debit post and settle during the monthly statement cycle.
2. You must have at least 10 debit card purchases (not ATM withdrawals) post and settle during the monthly statement cycle.

For qualifying accounts, rewards (interest paid and ATM fees refunded) will be swept automatically to your Reward Saver.

If qualifications are not met during the cycle 0.01% APY applies to all balances.

For balances above $25,000.00 you may see a blended rate range from 01.9819% - 0.2497%.

Rates may change after account opening.  Fees may reduce earnings.  Qualifying transactions must post and settle to the account during the monthly statement cycle.  Transactions may take one or more business days to post to an account from the date the transaction is made.  Interbank transfers do not count as qualifying ACH transactions.  ATM fee reimbursements provided only if qualifications are met within the monthly statement cycle.